Mortgage Myths Buyers Should Rethink | “Your dream home, guided by a local team you can trust.”

An expert says many first-time buyers overestimate barriers, especially credit requirements, down payments, and the idea that renting is always cheaper in today's market.
Mortgage access may be broader than expected: buyers can qualify with credit below 760, and even below 700 in some cases today.
Down payment myths deserve a second look, because low-down-payment mortgages exist, including government-backed options that can start near ~3% for qualified buyers.
Eligible veterans and service members may have no-down-payment loan paths, giving qualified buyers another route into homeownership without waiting years to save more.
Renting may cost less monthly in many markets now, but that advantage may not last; buying could become cheaper sooner than later.