First-Time Home Buyer? Tips for Getting a Mortgage Loan

Buying a home for the first time is a significant financial decision that requires effective financial management, including setting aside emergency funds and ensuring the ability to handle monthly mortgage payments. First-time homebuyers can benefit from special loan programs like FHA, USDA, and HomePath ReadyBuyer. A good credit score is crucial for qualifying for favorable…

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Will Homebuyers Come to the Market After the Rate Cut? | “Your dream home, guided by a local team you can trust.”

Mortgage rates just hit their lowest level since September 2022—finally some relief! Refinance applications exploded 150% compared to last year as borrowers pounce. Nearly 40,000 home deals fell through in early 2026, the highest rate since 2017. Buyers are turning to adjustable-rate mortgages as rates sit 80 basis points lower. Lower rates help, but high…

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Expert Tips for Selling Your Home This Fall and Winter | “Your dream home, guided by a local team you can trust.”

Prep Early: Complete exterior maintenance—fix gutters, repaint, rake leaves, and brighten windows before cold weather limits improvements. Warm and Welcoming: Keep interiors cozy and decorated; personal touches help buyers imagine themselves living there. Avoid Neglect: Maintain curb appeal, keep utilities on in vacant homes, and price realistically to attract serious buyers. Smart Offer Choices: Don’t…

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Reasons You’ll Regret Waiting for Rates To Drop Before Buying a Home

Waiting to buy a home for lower mortgage rates can be costly due to missed equity growth from home price appreciation, which averages about 4% annually. Lower rates often increase demand, potentially raising home prices. Inflation raises ongoing homeownership costs, and rising rents add to the expense of waiting. Buyers who purchase now can refinance…

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The tide might be turning for homebuyers in 2026. How buyers and sellers can make real estate work in 2026

U.S. home prices rose modestly in early 2026, signaling a cooling market after years of rapid growth. Median home prices dropped slightly, and housing inventory increased about 20% year-over-year, easing supply constraints. Mortgage rates have declined, improving affordability. Buyers may benefit from these trends, while sellers could face stagnant or falling prices. Homeowners might consider…

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Mortgage rates fall to multiyear lows in time for spring housing market

Mortgage rates have dropped to multiyear lows around 5.98-5.99%, benefiting first-time homebuyers and the spring housing market. Improved mortgage spreads have been key, preventing rates from staying above 7% despite low 10-year yields. The 10-year yield remains under 4%, supporting lower rates. Inventory is up, prices are stable, and mortgage spreads are near normal, creating…

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