Applying for a Mortgage: What to Expect | “Your dream home, guided by a local team you can trust.”

Choosing a lender can take up to one week after you’re ready to apply.
Underwriting and processing may take three to four weeks, plus up to one week to close.
Application needs employer, income, assets, debts, credit history, and the property details, plus supporting documents.
Some lenders require a $100 to $500 fee to start processing, covering credit report and appraisal.
Closing Disclosure arrives at least three days before closing; review terms, payment, and costs, then schedule closing.