How Stable Mortgage Rates Empower Buyers and Sellers Through 2026

With the average 30-year fixed mortgage rate climbing above 7%—the highest we’ve seen since January 2025—it’s clear these elevated rates are likely to stick around through 2026. At KC Mortgage Duo, we know this presents new challenges for both buyers and sellers. Yet, we’re seeing determination on both sides: people are still moving forward, finding creative paths through affordability hurdles. Our approach has always been grounded in service and transparency, and we encourage anyone considering a move to prepare thoughtfully and explore flexible loan options. Whether it’s a conventional, VA, FHA, or USDA loan, there are ways to tailor a solution to your unique goals. We believe in guiding our clients like family, helping you navigate these rates with clarity and confidence.