Experts Share Insights on Future Mortgage Rate Trends

With all the talk about where mortgage rates might go, many are asking if we’ll see rates hit 7% in 2026. Right now, 30-year fixed mortgages are hovering between 6.7% and 6.9%. Of course, what you qualify for can depend on your credit, where you’re buying, and your overall financial picture. Rates could rise if the Fed hikes again—or dip if inflation gets under control. Having spent years guiding families through these shifts, we know even small moves in your credit score can make a difference in your rate. At KC Mortgage Duo, our commitment is to help you understand your options and navigate every twist with transparency and care.