Buy now or wait until fall? Tips for homebuyers in 2026

Navigating the question of whether to buy a home now or hold off until fall is something we hear from clients every day. With mortgage rates reaching a one-year high at 6.66% and home prices up 1.8% to $440,600, it’s no wonder many are weighing their options. Housing supply currently sits at 4.6 months—so the market is moving, but not racing. At KC Mortgage Duo, we believe in approaching these decisions with transparency and care. Buying now can provide the peace of mind that comes with locking in your home and avoiding future price increases. Waiting, on the other hand, may mean lower prices and less competition down the road. As educators and advocates, our role is to help you understand these trade-offs so you feel confident about your next move—whether that’s stepping forward today or planning for tomorrow.