Mortgage Rates Show No Signs of Easing | “Your dream home, guided by a local team you can trust.”

US 30-yr conforming rates sat near 7% recently, while 15-yr fixed loans stayed in the high-5% range, giving buyers a clear payment-versus-interest tradeoff.
Other US options also clustered in the 6% range: jumbo near 7%, FHA low-6%, VA low-6%, and USDA low-6% with little day-to-day change.
On a $300K loan, a 30-yr mortgage meant ~$398K in lifetime interest, versus ~$152K on a 15-yr loan, highlighting the cost of longer terms.
Application activity dipped ~1% in recent weeks, yet borrowers still had room to save $600 to $1.2K yearly by comparing multiple lenders.
If the central bank cuts rates later in 2026, mortgage costs could ease, though inflation, national debt, and loan demand still matter.