Buyers Adapt as Rates Stay Elevated | “Your dream home, guided by a local team you can trust.”

Current survey sentiment shows 62% still want lower mortgage rates, but many buyers in 2026 are moving from waiting toward active planning.
Several housing and lending forecasters expect mortgage rates above ~6% through 2026 and into 2027; another sees rates just below that level.
An analyst said mortgage rates have stayed elevated for four yr, with historically low ~3% rates not expected to return as buyers adjust.
With prices elevated, 29.6% may stretch budgets in preferred markets. Inventory has improved slightly, yet sellers remain firm on perceived value today.
Buyers are adapting creatively: 57% take extra work, 52% use savings for down payments, 11% receive family help, and 37% co-buy outside spouse or partner.