Pre-Approval vs. Qualification | “Your dream home, guided by a local team you can trust.”

They sound similar — but pre-qualification and pre-approval are not the same thing.
Pre-qualification is a quick estimate based on self-reported income and debt. No verification.
Pre-approval involves verified documents, a credit check, and a lender’s conditional commitment.
Sellers take pre-approved buyers more seriously — it shows you’re ready to close, not just browsing.
Pre-qualification = rough idea. Pre-approval = real buying power.